About Us

 

 

 

 

Welcome to Smart Search!

 

Professional and free mortgage broker service for all Australians. Our experienced and qualified consultants will help you find and compare hundreds of loans specific to your lending needs from Australia's most trusted lenders that include  Commonwealth Bank, ANZ, NAB, Westpac and many more.

 

Our service includes

- Finding you loans that you may never consider or your bank manager will consider

- Preventing you from making the most common mortgage mistakes

- Online loan calculators that no other web site or broker offers

- Fast and simple loan submission process

- Negotiating better rates - saving you time and money

 

  Mortgage Search!

 

 

The Mortgage Search Service will save you hours if not days of research by submitting a simple online quote. We can find you rates as low as:

- 5.69% for two year discounted variable

- 6.04% for professional packaged loan with offset and flexible loan options

- 5.49% 3 year fixed rate loan

- 6.04% for low doc loans and negotiated rates up to 90% LVR 

- 6.09% for home equity loans

Interest rates similar to home loan rates. Have our qualified brokers help you with:

- Finding the right products that will allow flexibility when it comes to property investing

- Loans with low interest rates, fees and exit costs

- Multiple lender options for all types of purchases

- Structuring your loan to maximise your property portfolio

- Assistance with applications that involve companies and trusts   

Low Doc loans are those for self-employed people who sometimes have difficulty proving all of their income  or may not have submitted their tax returns. Some of our options are:

- 6.04% for 60% low doc loans for self employed and 6.21% for employed (PAYG) applicants

- 5.499% 3 year fixed rate borrowing 80% of the properties value

- 85% and 90% low doc loans for those requiring a higher LVR and

- Low doc options that do not require minimum 12 month GST registration and BAS statements

Commercial Property Loans and Business Finance from over 20 lenders:

- Variable from 6.07%, 1 year fixed @ 6.00%, 2 year fixed @ 6.10%, 3 year fixed 6.65%

- Negotiated commercial property loans from the major banks and other alternate lenders

- Business finance, franchises, business banking, overdrafts, equipment finance and more

- Construction and mezzanine finance

- Borrow up to 85% LVR of the properties value in selected cases

- Low doc commercial loans (self-certified) up to 75% of the properties value

 

START HERE OR CALL 1300 726 136 FOR IMMEDIATE ASSISTANCE

 

 Free Mortgage Quotes

 

 Mortgage Calculators

How Much Can You Borrow?

Loan Repayments Calculator

Stamp Duty Calculator

Refinance Calculator

Compare Loans

Comparison Rate Calculator

100% Offset Calculator / Extra Repayments

 

 

Property Purchase Quote

How Much Can I Borrow?

Refinance Mortgage Quote

Home Equity Loan Quote

Debt Consolidation Quote

Free Home Loan Check

Reverse Mortgage

 

 

 Articles and News

 

 Major Lenders Rates

Commonwealth Bank Home Loans

ANZ Home Loans

Westpac Home Loans

NAB Home Loans

ING Home loans

RAMS Home Loans

St George Home Loans

Suncorp Home Loans

Bank West Loans

AMP Home Loans

 

Latest Interest Rate News

4 ways to pay your mortgage quicker.

10 questions to Ask Your Mortgage Broker.

What are the real costs of refinancing? Beware of online or instant  pre-approvals.

Fixed or Variable Rate Loans?

Offset Accounts

Interest Rates and the RBA

10 Most Common Mortgage Mistakes


 

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